For the full experience, we recommend visiting Vane on a desktop browser.
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Vane finds you the higher-rate lending markets on MorphoVersion 1.0
What is Vane?
- We route you around the vault curators: your stablecoins go straight to borrowers in a Morpho market, and the interest they pay comes straight back to you.
- Already lending somewhere? Move that money to a market paying more — one click, one transaction, instead of withdrawing and re-depositing by hand.
- We never hold your money. It stays in your own wallet and your own position, and every action needs you to sign in your wallet — nothing happens on its own.
- Pick a chain first; everything you see and do applies to that one chain. Each action costs one transaction, with one clearly-priced tip inside it.
Why use Vane?
- Morpho's own app mostly steers you into managed vaults, and the manager keeps a slice of the interest. Lend straight to a market and that slice stays with you.
- Rates and risks move all day. Give Vane's an address and it watches it for you — direct market positions and vaults — and tells you when a market you're in can't pay out, takes bad debt, or gets flagged by Morpho. When a same-risk market pays clearly more, you can move there in one click.
- The trade-off, plainly: nobody diversifies or watches the position for you. Vane shows which professional vaults trust a market, to help you judge — it never decides for you.
Market Monitor
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Going deeper — what "being your own curator" really means
Morpho's markets are permissionless, but its app routes lenders into curator-run vaults for safety — which leaves a supply/borrow spread: sometimes borrowers pay a high rate while vault suppliers earn little.
The "simulated APY" is our estimate, not a promised return
We work it out in your browser from the rate formula Morpho publishes — it is not an official Morpho number.
Free Telegram watch for your Morpho positions
Send the bot any address (up to 3). It shows what the address holds on Morpho right away, then checks every hour and messages you when something goes wrong. Read-only: no wallet connection, no signature, no payment.
Select Chain
Only these 12 chains are included, and only after their contract addresses were verified from two independent sources (the official
@morpho-org/morpho-ts npm package's addresses.ts, plus an on-chain eth_getCode check confirming non-empty bytecode on every one of them).
Switching chains clears the current market list cache and re-fetches. The number on each tile is how many markets on that chain meet the thresholds below.
Market List
Automatically pulls in every market on the current chain, no thresholds, sorted by current net APY, highest first. Market creation is permissionless, so the list can include very small or even suspicious-token markets —
not filtering is a deliberate design choice of this product; judge for yourself. Markets tagged "Unknown IRM" have simulated APY and rebalancing disabled (deposits are unaffected).
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