Vane finds you the higher-rate lending markets on MorphoVersion 1.0
What is Vane?
- We route you around the vault curators: your stablecoins go straight to borrowers in a Morpho market, and the interest they pay comes straight back to you.
- Already lending somewhere? Move that money to a market paying more — one click, one transaction, instead of withdrawing and re-depositing by hand.
- We never hold your money. It stays in your own wallet and your own position, and every action needs you to sign in your wallet — nothing happens on its own.
- Pick a chain first; everything you see and do applies to that one chain. Each action costs one transaction, with one clearly-priced tip inside it.
Why use Vane?
- Morpho's own app mostly steers you into managed vaults, and the manager keeps a slice of the interest. Lend straight to a market and that slice stays with you.
- Rates move all day. Vane lines up every market's live rate side by side, so when a better one shows up you can move there in a single click.
- The trade-off, plainly: nobody diversifies or watches the position for you. Vane shows which professional vaults trust a market, to help you judge — it never decides for you.
Going deeper — what "being your own curator" really means
Morpho's markets are permissionless, but its app routes lenders into curator-run vaults for safety — which leaves a supply/borrow spread: sometimes borrowers pay a high rate while vault suppliers earn little.
The "simulated APY" is our estimate, not a promised return
We work it out in your browser from the rate formula Morpho publishes — it is not an official Morpho number.
Select Chain
Only these 12 chains are included, and only after their contract addresses were verified from two independent sources (the official
@morpho-org/morpho-ts npm package's addresses.ts, plus an on-chain eth_getCode check confirming non-empty bytecode on every one of them).
Switching chains clears the current market list cache and re-fetches. The number on each tile is how many markets on that chain meet the thresholds below.
Market List
Automatically pulls in every market on the current chain, no thresholds, sorted by current net APY, highest first. Market creation is permissionless, so the list can include very small or even suspicious-token markets —
not filtering is a deliberate design choice of this product; judge for yourself. Markets tagged "Unknown IRM" have simulated APY and rebalancing disabled (deposits are unaffected).
(Not refreshed yet — click the button below.)
Deposit
Rebalance · one-click withdraw → supply
Deposit
Use the radio buttons in the "Deposit" column above to pick a target market — any listed market works, you don't need an existing position.
No target market selected
Amount to deposit
Wallet balance: —
Approval goes to Morpho's official GeneralAdapter1 (not Bundler3), for the exact amount of this deposit — never an unlimited approval, and you can revoke it any time below.
Pick a target market, enter an amount, and finish the approval — the tip estimate will show up here.